The Home Buyer Loan Program provides low-cost loans to first-time homebuyers on the island of Kaua'i who meet the Kaua'i Median Household Income (KMHI) as published by the US Department of Housing & Urban Development (HUD) for the island of Kaua'i.
Who is Eligible to Borrow:
- You are a Citizen of the United States or Resident Alien
- You are 18 years or older
- You are a first-time homebuyer (you, your spouse or your partner cannot own majority interest in a principal residence or real estate for a period of 3 years prior to the closing of a homebuyer loan)
- You must occupy the property purchasing as your primary residence
- Must complete a Homebuyer Education program
- Preference is given to residents of the island of Kaua'i
Click Here for the 2020 Home Buyer Loan Program Brochure